Best Payday Loan Companies in IN
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Small entities making loans using the Portfolio approach would be required to conduct underwriting, but would have the flexibility to determine what underwriting to undertake consistent with the provisions in proposed § 1041.
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Among other requirements, the regulations imposing the CARD Act prescribe a different ability-to-repay standard that lenders must follow, and the Bureau believes that the combined consumer protections governing credit card accounts subject to the CARD Act are sufficient for that type of credit.